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Understanding The Insurance Claim Process

In the event you are affected by wind, hail, or any other weather-related storms, you should always have your roof inspected by a professional to assess damages that may have occurred because of the storm. Carroll Bradford Roofing has been in the business, and part of the community, for over 10 years and we a team of professionals that are here to help! Although we are not allowed to directly advise you on whether you should file a claim under your homeowners insurance policy, we will provide you with a thorough damage assessment to help you make the most informed decision.

If you choose to file a damage claim, the first thing your insurance carrier will do is assign a claim number and schedule an adjuster to come on-site to inspect your property for damage. Upon completion of the inspection, the adjuster will put together a report of their findings and submit it to your insurance carrier for final approval. In some cases, the adjuster will determine there is insufficient damage and, therefore, the claim will be denied. In other cases, the adjuster will either approve repairs to the damaged areas or approve a full replacement, depending on the amount of damage that was found.

The claim approval amount will be determined by the limitations of your policy and if you have an Actual Cash Value (ACV) or a Replacement Cost Value (RCV) policy. You will be responsible to pay the deductible amount as it is outlined in your policy and the remaining funds will be issued directly to you for completion of the approved scope of work. For a better understanding of your policy, you should reach out directly to your insurance agent or check out our FAQ page to get answers to some of the most commonly asked questions.

Whether your roof needs a repair or a full replacement, Carroll Bradford Roofing is your local roofing expert on Shingle, Tile, Metal, TPO, Cedar Shake, Composite, Solar, or any other type of roofing product you may desire. Call us today for a free inspection!

Roofing Insurance Claims
Roofing Insurance Claims
Roofing Insurance Claims
Carroll Bradford

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Carroll Bradford Roofing is a full-service roofing company proudly serving Florida. Unlike others, we are more than JUST a roofing company though. We provide end-to-end solutions that address our customers’ issues and requests along with the answers they need to get the job done well. As we continue to grow throughout the state of Florida, our quality will never be compromised, and our commitment to helping you get the job done right will always remain at the very top of our priority list.

Contact us today to see how we can assist with your commercial or residential roofing needs!

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