After a contact is signed, a project consisting of a typical asphalt shingle roof will normally be completed within 3-5 weeks. If your job is part of an insurance claim, there are additional steps, prior to contract signing, that will extend the length of the overall process. Once we’ve completed your initial inspection, the process for insurance approval and the corresponding payment and paperwork typically takes 3-4 weeks, making the entire process span over 2-4 months
There are a lot of factors, outside of our control, that can affect the length of the overall process. Some common factors are the insurance company’s processing time, the time it takes an insurance adjuster to complete and submit his report, material delays, supply and demand due to major storm events, and permit processing within certain municipalities. We are committed to being actively involved in each of these steps to help expedite the process for our clients.
Construction on a typical, single family, asphalt shingle roof, is a 2-3 day process. Some of the dumpster and material deliveries may take place a couple days prior to the start of construction and a final inspection is required once a roof is complete. Final inspection turnarounds depend on the municipality but the majority take place within 2-3 days of scheduling. Additional scopes of work, that require more than one trade, will extend the construction timeline, which will vary based on the trade(s) required. Due to the complexity of installation, specialty roofs, such as metal or tile, have a longer construction timeline that varies by both project size and type.
Pricing is affected by the type of material, the scope of work, the size of the home, and the pitch of a roof. If your project is part of an insurance claim, the total price and scope of the work will be determined by your insurance adjuster. In this situation, the only cost to you as the homeowner will be your insurance deductible. The remaining balance would be paid by your insurance company as part of the approved claim.
All Carroll Bradford residential roofs come with a standard 2-year, full workmanship, guarantee as well as the standard manufacturer’s product warranty on all product installed. Additionally, as part of the elite GAF Master Elite program, Carroll Bradford can offer enhanced warranties at nominal cost such as a 10 year and 25 year Silver and Golden Pledge warranty that are backed by GAF.
The age of your roof is an extremely important factor to consider when evaluating whether a replacement is needed. Your roof will start to deteriorate with age, and although repairs can be made, a repair made to a roof can actually expedite the deterioration process. In some cases, if your roof is beyond a certain age, typically 12-15 years, an insurance company can threaten to drop you from a policy if you do not replace the roof.
If you have storm related damage to your roof and are filing an insurance claim, an older roof should not affect your chances of getting approved. Our experts will step in and work with your insurance company and their field adjuster. Current codes require roof repairs meeting or exceeding 25% of the entire roof to be done as a full replacement, bringing the roof up to current Florida building code. If a roof contains discontinued product or lacks reparability, a full replacement would be required to remedy any damage.
If a roof is approved through an insurance claim, you will pay nothing more than your insurance deductible. Whether your financial responsibility is your insurance deductible, or in the event is not part of an insurance claim, we have multiple options to help with the full replacement cost. The most popular option is financing. We offer multiple financing options that help with the cost, giving you affordable monthly payments. We also accept all major credit cards, checks, cash, and bank wire transfers.